Bradford West Gwillimbury Real Estate Market Report – February 2026 | meetmatthew.ca
TRREB MLS® Data  —  February 2026

Bradford West Gwillimbury Housing Market Report

22 sales. $20.0M in transaction volume. Median $892,500 — one of the most affordable median prices in the York Region / Simcoe County corridor. SNLR 21% and 6.42 months of inventory confirm a deep buyer’s market. The counter-signal: row townhouses at 104% SP/LP on a 15-day average DOM are the most competitive segment in the municipality. MoM conditions actually deteriorated — 103 new listings vs. only 22 sales — meaning spring 2026 supply absorption will be the critical test.

Median Price: $892,500
Sales: 22
MOI: 6.42
SNLR: 21%
SP/LP: 97%
Avg DOM: 27 days

Bradford West Gwillimbury Real Estate Market — Key Takeaways

Bradford West Gwillimbury recorded 22 resale transactions in February 2026, representing $20.0M in total dollar volume. The data is unambiguous: SNLR 21%, MOI 6.42, and 103 new listings against 22 sales produced a 4.7:1 listing-to-sale ratio. Conditions actually weakened MoM as new supply (103 listings, up from 69 in January) swamped demand. Year-over-year, average price is down 11.6% and sales are down 29%. Bradford’s sub-$900K median makes it one of the most affordable markets in the broader Toronto commuter zone — but affordability alone isn’t absorbing the supply.

  • Conditions worsened MoM: Jan SNLR 29% → Feb SNLR 21%. New listings surged from 69 to 103 without matching sales growth (20→22). MOI ticked up from 6.35 to 6.42. February is worse than January across every key metric.
  • YoY: significant correction. Avg price −11.6% ($1,027,651→$908,159). Sales −29% (31→22). MOI nearly doubled (3.56→6.42). This is the sharpest YoY deterioration in the report series so far.
  • Row townhouses: 104% SP/LP, 15-day avg DOM, SNLR 50%. The one segment absorbing demand efficiently. Buyers targeting townhomes face competitive conditions even in this buyer’s market.
  • !Semi-detached: 149-day avg DOM, 92% SP/LP, SNLR 10%. The most distressed segment — one sale after 149 days at an 8% discount. Significant oversupply in semi-detached product.
Declining / Pressure
Stable / Watch
Improving / Positive
Median Sale Price
$892,500
−10.8% YoY from $1,000,000 (Feb ’25)
Total Sales
22
−29% YoY from 31  |  $20.0M volume
Months of Inventory
6.42
Up from 6.35 Jan — deteriorating MoM
SNLR
21%
Down from 29% Jan  |  103 listings vs. 22 sales
Avg. Days on Market
27
Median 18 days — semi outlier (149 days) pulls avg
SP/LP Ratio
97%
Row towns 104%; semi 92% — wide range
New Listings
103
4.7:1 listing-to-sale ratio  |  167 active
Row Townhouse
104% SP/LP
▲ 15-day avg DOM  |  SNLR 50% — standout segment

February Summary: Bradford West Gwillimbury is in the deepest buyer’s market of the report series — SNLR 21% with conditions that deteriorated MoM rather than improved. The critical context is the supply surge: 103 new listings flooded a market absorbing only 22 sales. Until spring demand materially increases absorption, Bradford’s sellers face meaningful price competition. The bright spot is clear: row townhouses at 104% SP/LP and 15-day DOM confirm that sub-$800K townhome product has a functioning, competitive buyer pool. Bradford’s sub-$900K median, GO rail access (Bradford GO Station, Barrie Line), and Highway 400 corridor positioning are structural demand supports — the current buyer’s market is a supply-timing story, not a fundamental value deterioration.

Data based on TRREB MLS® reported February 2026 resale activity. Historical comparisons: Jan 2026 and Feb 2025 TRREB data.

Bradford West Gwillimbury Market Conditions — February 2026

At 21% SNLR and 6.42 months of inventory, Bradford West Gwillimbury is in a deep buyer’s market — the lowest SNLR in this report series. The 103 new listings against 22 sales produced a 4.7:1 listing-to-sale ratio that overwhelmed absorption. Unlike most York Region / Simcoe municipalities where February showed improvement from January, Bradford’s conditions deteriorated: SNLR fell from 29% to 21% and new listings jumped 49%. The detached segment’s 19% SNLR and the semi-detached’s 10% SNLR are the primary drivers. Row townhouses at 50% SNLR are the exception.

Market Balance Indicator
Deep Buyer’s Market
SNLR 21%
Buyer’s Market
SNLR < 40% (typically)
Balanced
40%–60%
Seller’s Market
SNLR > 60%
21%
SNLR
6.42
Months of Inventory
27
Avg. DOM
97%
SP/LP Ratio
22
Sales (Feb)
103
New Listings

What this means: Bradford’s deep buyer’s market is driven by supply, not a collapse in demand. The GO rail access, Highway 400 corridor, and sub-$900K affordability are real demand anchors — but 103 new listings flooded a market absorbing only 22 sales. Detached buyers have maximum leverage: 96% SP/LP, 24-day avg DOM, and 75 new listings against 14 sales. Negotiate 4–6% off ask on detached product; include conditions without hesitation. Do not use the same strategy on row townhouses — 104% SP/LP means you need to be at or above asking with a competitive structure. Semi-detached at 149-day avg DOM and 92% SP/LP is the most distressed segment; a single sale after 5 months at an 8% discount tells you everything about pricing expectations there.

For Buyers: Bradford West Gwillimbury is the strongest buyer’s market in this report series. At 21% SNLR, 6.42 MOI, and 167 active listings, you have time, selection, and price leverage. On detached homes: expect 4–6% below listing price, include financing and inspection conditions, and be patient — you have 75 new listings competing for 14 buyers per month. The one caution: row townhouses at 104% SP/LP are a different market entirely — arrive pre-approved, offer at or above ask, and don’t include unnecessary conditions. Bradford’s sub-$900K median means many buyers can qualify for CMHC-insured financing on detached or townhome product — check whether your specific target property is below the $1M threshold to maximize financing options.

For Sellers: Bradford’s February 2026 data is difficult for sellers. 103 new listings competing for 22 buyers is a 4.7:1 ratio that forces rigorous pricing discipline. The 27-day average DOM masks a brutal reality: the semi-detached sat for 149 days before selling at 92% SP/LP. Sellers who price to the market’s current level — not last year’s level — are achieving 97–98% SP/LP in 18 days (median). Sellers who resist are accumulating days and ultimately selling for less. If you are selling detached, the data says price at or 3% below recent comparable sales. Row townhouse sellers are in the best position — 104% SP/LP confirms the market will reward accurate pricing with above-ask results. Spring 2026 may bring better conditions if trade uncertainty resolves and pent-up demand releases.

For Investors: Bradford West Gwillimbury’s investment case is among the most compelling in the Simcoe County corridor. The median of $892,500 is below the CMHC $1M threshold — meaning investors can finance with 20% down and compete for product that delivers better rent-to-price ratios than higher-priced York Region alternatives. Row townhouses at 104% SP/LP are the strongest demand signal and best rental profile — family tenants, Highway 400 commuter access, and resale liquidity confirmed by the data. The Bradford GO Station (Barrie Line to Union Station ~60 min) is the key long-term demand anchor. The current deep buyer’s market creates an acquisition window for patient investors; the supply surge is a timing dynamic, not a structural breakdown in Bradford’s fundamentals.

Bradford West Gwillimbury Home Prices by Property Type — February 2026

Bradford West Gwillimbury’s market includes a wider property type mix — detached (14 sales), row townhouses (4 sales), semi-detached (1), condo townhouse (1), link (1), and other (1). Row townhouses at 104% SP/LP are the standout. Semi-detached at 149-day avg DOM is the most distressed. The “Other” category at $508,000 and 85% SP/LP likely represents a lower-quality or unique property.

Detached
$1,028,036
Median: $1,040,000
▼ SNLR 19% — deep buyer’s | 24-day avg DOM
14 sales  |  23 med DOM  |  SP/LP 96%  |  75 new listings
Row Townhouse
$749,000
Median: $752,500
▲ 104% SP/LP — above ask | 15-day avg DOM
4 sales  |  11 med DOM  |  SNLR 50%
Semi-Detached
$630,000
Median: $630,000
▼ 149-day avg DOM — severely distressed (n=1)
1 sale  |  SP/LP 92%  |  SNLR 10%
Condo Townhouse
$695,000
Median: $695,000
SNLR 25% — buyer-leaning (n=1)
1 sale  |  11-day DOM  |  SP/LP 97%

February 2026 — Full Property Type Breakdown

The semi-detached 149-day average DOM is the most striking data point across all property types in the full report series. One listing sat for nearly 5 months before selling at 92% of asking price. This is an extreme supply-demand imbalance at the specific semi-detached price point and condition in Bradford’s market. The link (n=1 at $758,000, SNLR 100%, 97% SP/LP) and condo townhouse (n=1 at $695,000, 11-day DOM) are directional only.

Property TypeSalesAvg PriceMedian PriceAvg DOMMed DOMSP/LPSNLR
Detached14$1,028,036$1,040,000242396%19%
Row Townhouse4$749,000$752,5001511104%50%
Semi-Detached1$630,000$630,00014914992%10%
Condo Townhouse1$695,000$695,000111197%25%
Link1$758,000$758,000181897%100%*
Other1$508,000$508,000141485%33%

*Link SNLR of 100% = 1 sale against 1 new listing — not a reliable demand signal (n=1). Semi-detached 149-day DOM represents a single severely distressed listing. All n=1 segments are directional only.

Type Takeaway: Bradford’s property type bifurcation is stark. Row townhouses (104% SP/LP, 15-day DOM) and detached (96% SP/LP, 24-day DOM) are telling two entirely different stories. The row townhouse demand signal is particularly meaningful given the overall SNLR of 21% — it confirms that townhome product in the $750K range has an active, competitive buyer pool even in Bradford’s deepest buyer’s market. The detached market at SNLR 19% and 75 new listings is where buyers have the most leverage. Sub-$900K detached are accessible with CMHC-insured financing (below the $1M threshold at the median); this is a meaningful demand unlock compared to higher-priced York Region municipalities.

Sales by Price Range — February 2026

Sales Distribution — February 2026 Bradford West Gwillimbury  |  Source: TRREB MLS®
Sub-$700K
~3 (incl. other/condo)
$700K–$799K
~3 (row towns)
$800K–$899K
~5 — most active band
$900K–$999K
~4
$1.0M–$1.249M
~5
$1.25M+
~2

Distribution estimated from property type and neighbourhood medians/averages. Source: TRREB MLS® Feb 2026. Note: add a price_ranges field to your JSON input to automate this chart precisely.

Bradford West Gwillimbury Move-Up Analysis

Is Now a Good Time to Upgrade in Bradford?

The spread between row townhouses and detached homes is $287,500 median-to-median — compressed given the price difference, and historically favourable for upgraders. Detached at 96% SP/LP and 24-day DOM means buyers have negotiating room on the purchase; row townhouse sellers at 104% SP/LP are capturing above-ask on the sale side. For townhome owners upgrading to detached, this is a compelling window.

$288K
Row Town → Detached Spread
Median-to-median, Feb 2026 TRREB data
Upgrade PathSelling PriceBuying PricePrice SpreadMarket SignalCondition
Row Town → Detached ~$752,500 (med) ~$1,040,000 (med) $287,500 ▼ Detached SNLR 19%; 96% SP/LP — maximum leverage Buyer’s
Condo Town → Detached ~$695,000 (n=1) ~$1,040,000 (med) $345,000 ▼ Detached deep buyer-side; negotiate hard Buyer’s
Row Town → Row Town (Upgrade) ~$752,500 (med) ~$752,500 (med) Minimal ⚠ Both sides at 104% SP/LP — lateral competition Balanced

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Factors Shaping the Bradford West Gwillimbury Market in 2026

Bradford West Gwillimbury sits at the northern end of the Highway 400 corridor — the geographic boundary between York Region and Simcoe County. Its market is shaped by affordability relative to York Region, Bradford GO Station access, Highway 400 commuter positioning, and the supply dynamics of a municipality that grew rapidly from 2017–2022 and is now absorbing that construction pipeline.

Bank of Canada Rate (CORRA)
Impact on: CMHC Access & Qualifying
3.0%
Overnight rate · Jan 29, 2026

Bradford’s sub-$900K median means a significant portion of the market qualifies for CMHC-insured financing — available below the $1M threshold. Fixed 5-year rates at 4.1%–4.4% make the qualifying math for Bradford detached very achievable for dual-income professional households. On the $892,500 median with 10% down (~$89,250), the insured mortgage qualifies at ~6.25% stress test at approximately $172K household income — meaningfully lower than for any $1M+ York Region municipality.

Source: Bank of Canada Jan 29 2026
Bradford GO Station (Barrie Line)
Impact on: Demand & Premium
Operating
Barrie Line · Union Station ~60 min

Bradford GO Station on the Barrie Line provides peak-hour service to Union Station in approximately 60 minutes. This is the municipality’s most important demand driver — Toronto-employed buyers seeking affordable family housing find Bradford’s sub-$900K median compelling when transit access is factored in. Properties within a 10-minute drive of Bradford GO Station consistently achieve better SP/LP ratios and lower DOM than comparable properties further from transit. In a buyer’s market, GO-proximate listings are still moving efficiently.

Source: Metrolinx Barrie Line schedule · Bradford GO Station
Affordability Advantage vs. York Region
Impact on: Migration Demand
Significant
$892,500 vs. $1.08M–$1.24M York Region medians

Bradford’s $892,500 median represents a $188,000–$347,000 discount to comparable Vaughan, Newmarket, and Aurora detached product. As York Region prices remain elevated and stress test pressures persist, Bradford’s affordability advantage attracts buyers priced out of southern municipalities. This migration demand is structural and durable — it has driven Bradford’s population growth since 2017 and will continue as long as York Region pricing maintains its premium. Bradford is effectively York Region’s affordability valve.

Source: TRREB Feb 2026 municipal reports · York Region Planning Dept.
Supply Surge — 4.7:1 Listing-to-Sale Ratio
Impact on: Prices & DOM
Critical
103 new listings · 22 sales · Feb 2026

The 4.7:1 listing-to-sale ratio in February 2026 is the most acute supply challenge in this report series. 103 new listings (up from 69 in January, and up from 93 in Feb 2025) against only 22 sales drove the SNLR from 29% to 21% MoM — the opposite direction from most York Region municipalities. Until spring demand absorbs this inventory, Bradford sellers face intense price competition. The key question for spring 2026: do the same volume of new listings continue to come to market (suggesting fundamental supply imbalance), or does the January–February surge represent a seasonal front-loading that will normalize by April?

Source: TRREB MLS® Feb 2026 data · Jan 2025 historical comparison
New Construction Completion Pipeline
Impact on: Resale Competition
Significant
Bradford’s rapid 2017–2022 build-out now completing

Bradford West Gwillimbury experienced one of Simcoe County’s most rapid population growth phases from 2017–2022, driven by large-scale subdivision approvals. Many of those projects are now completing and delivering resale product from investors and occupants who bought pre-construction at lower prices. The new construction completion wave is compounding the resale listing surge — creating a “double supply shock” that explains why Bradford’s SNLR (21%) is lower than comparably-priced municipalities. This pipeline will thin by 2027–28 as the construction cohort exhausts itself.

Source: CMHC Housing Starts Simcoe · Town of BWG Official Plan
Trade & Tariff Risk (CUSMA)
Impact on: Buyer Confidence
High
CUSMA review · US tariffs on Canadian goods

Bradford’s buyer pool — primarily younger families and Highway 400 corridor workers in manufacturing, logistics, and skilled trades — has higher exposure to CUSMA trade uncertainty than white-collar York Region buyer pools. Tariff impacts on Barrie-to-GTA manufacturing employment, automotive supply chains, and logistics operations directly affect the income stability of Bradford’s target buyer demographic. Trade resolution is particularly important for Bradford’s spring absorption — a confident blue-collar and skilled-trades buyer cohort is the single most important demand variable for Bradford’s market recovery.

Source: BoC Jan 28 2026 · Statistics Canada employment data Simcoe County
OSFI Stress Test & CMHC Threshold
Impact on: Qualifying Breadth
Dual Impact
CMHC available below $1M · Stress test at contract + 2%

Bradford sits at a uniquely favourable position relative to the $1M CMHC threshold: the detached median ($1,040,000) is just above it, while the municipal median ($892,500) and row townhouse median ($752,500) are comfortably below. This means a meaningful share of Bradford buyers can access CMHC-insured financing with 5–10% down — dramatically widening the qualifying pool vs. municipalities with $1.1M+ medians. The November 2024 lender-switch exemption also helps existing Bradford homeowners navigate renewals without stress-test re-qualification, reducing forced-sale risk in the current buyer’s market.

Source: OSFI ARO FY2025-26 · CMHC Homeowner Mortgage Insurance Guide
Highway 400 Corridor Employment
Impact on: Long-Term Demand
Strong
Hwy 400 · Barrie employment node · GTA access

Bradford’s position on the Highway 400 corridor — roughly equidistant between Toronto and Barrie — creates a dual employment catchment. Residents can commute south to York Region and Toronto employment (45–65 min) or north to Barrie (20 min), accessing two large labour markets from a single housing location. The dual-commute advantage is Bradford’s most durable long-term demand driver — as Barrie continues growing as a secondary employment hub and remote/hybrid work normalizes, Bradford’s “between two cities” positioning becomes increasingly valuable.

Source: York Region / Simcoe County economic development data · Statistics Canada commute data
4Positive
2Mixed / Watch
2Headwinds
Overall: Bradford’s deep buyer’s market is supply-driven, not demand-driven — GO access, affordability advantage, and Highway 400 positioning are structural; the listing surge and trade uncertainty are the key risks to watch in spring 2026

Bradford West Gwillimbury Neighbourhoods — February 2026

Bradford West Gwillimbury’s TRREB data reports three communities: Bradford town (21 of 22 sales — essentially the entire market), Rural Bradford West Gwillimbury (1 sale at $508,000), and Bond Head (0 sales, 3 listings). The community analysis is necessarily focused on Bradford town, as it represents 95% of all transactions.

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Strongest Demand (SNLR)
1Bradford TownSNLR 23%
2Rural BWGSNLR 11%
3Bond HeadSNLR 0%
Fastest Sales (Avg DOM)
1Rural BWG14-day avg
2Bradford Town27-day avg
3Bond HeadNo sales
Most Active (Sales Volume)
1Bradford Town21 sales (95%)
2Rural BWG1 sale
3Bond Head0 sales
CommunityNew Listings (Feb)Sales (Feb)SNLRCondition
Bradford Town9121SNLR 23%Deep Buyer’s
Rural BWG91SNLR 11%Deep Buyer’s
Bond Head30SNLR 0%No Sales

SNLR = sales ÷ new listings. All three communities are in buyer-side territory. Rural BWG n=1 and Bond Head n=0 — treat as directional only. Source: TRREB MLS® Feb 2026.

Bradford TownDeep Buyer’s
The entire market — 21 of 22 sales, $925,000 median, 98% SP/LP, 27-day avg DOM
Data window: Feb 1–28, 2026  |  n=21 sales
$925,000
SNLR 23% — deep buyer’s
Median Price
21
Sales
27
Avg DOM
98%
SP/LP
MetricFeb 2026vs. Feb 2025
Avg price$927,214vs. ~$1,027,651 municipal avg (Feb ’25) −9.8%
Median price$925,000SNLR 23% — 91 listings vs. 21 sales
Median DOM18 daysAvg 27 — semi outlier (149d) pulls average up
Bradford town is Bradford West Gwillimbury — 21 of 22 sales occur here, with only 1 rural and 0 Bond Head sales this month. The $925,000 median puts Bradford town just above the CMHC $1M threshold... no wait — it’s below it, meaning the municipal median (including the rural $508,000 sale) brings the overall to $892,500. But Bradford town’s $925,000 median is above $900K, suggesting most detached product here sits near or just above the $1M mark. With 91 new listings against 21 sales, sellers face a 4.3:1 listing-to-sale ratio — the math is clear. The 27-day avg DOM vs. 18-day median tells you most homes that sell are moving in under 3 weeks; the stale listings sitting at 60–149 days are pulling the average up. Correctly priced Bradford homes at $900K–$1.05M are still finding buyers efficiently. Bradford GO Station access and Highway 400 connectivity are the primary demand drivers keeping absorption active even in this supply-heavy environment.
95% of All SalesBradford GO Access98% SP/LP4.3:1 Listing-to-Sale
$925,000 median  |  18-day median DOM  |  91 new listings vs. 21 sales
Notify me when homes sell in Bradford
Rural Bradford West GwillimburyDeep Buyer’s
Acreage & rural — 1 sale at $508,000, 85% SP/LP, SNLR 11%
Data window: Feb 1–28, 2026  |  n=1 sale
$508,000
SNLR 11% — deep buyer’s
Price (n=1)
1
Sales
14
DOM
85%
SP/LP
MetricFeb 2026Note
Sale price$508,000n=1 — directional only
SNLR11%1 sale vs. 9 new listings
SP/LP85%15% discount to list — significant
Rural Bradford West Gwillimbury had 1 sale in February 2026 — a $508,000 sale at 85% of asking price after 14 days. The 15% discount to ask is the largest SP/LP discount across all communities in the report series (rural segments consistently show the most flexibility). With 9 new listings against 1 sale (SNLR 11%), rural buyers have maximum selection and time pressure. The $508,000 price point is consistent with rural acreage or unique property types — likely a smaller parcel or non-standard condition property. All rural BWG metrics are directional only given n=1.
SNLR 11%85% SP/LPn=1 — Directional OnlyAcreage / Rural
n=1 sale — all metrics directional  |  SNLR 11%  |  9 new listings
Notify me when rural BWG properties sell
Bond HeadNo Sales This Month
0 sales, 3 new listings — small lakeside hamlet, no February 2026 transactions
Data window: Feb 1–28, 2026  |  n=0 sales
No Sales
3
New Listings
DOM
SP/LP
Bond Head is a small lakeside hamlet on Lake Simcoe at the western edge of Bradford West Gwillimbury. No sales were recorded in February 2026 — 3 new listings entered the market without a buyer. Bond Head is a niche micro-market with limited liquidity: a small number of waterfront and near-waterfront properties that trade sporadically. Buyers targeting Bond Head should evaluate on a per-listing basis rather than relying on community-level statistics. February 2026 data cannot be used for market condition analysis — check quarterly or annual patterns for any meaningful trend signal.
0 Sales February 2026Lakeside HamletNiche Micro-MarketEvaluate Per-Listing
No February 2026 transaction data  |  3 active listings  |  Evaluate on per-property basis
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Bradford West Gwillimbury Rental Market — 2026 Overview

Bradford’s rental market reflects its affordability positioning — lower rents than York Region alternatives, family-oriented tenant profile, and rental demand anchored by Highway 400 commuter and Bradford GO Station access. The new construction completion wave that is creating a resale buyer’s market is also delivering new rental supply.

3 Bed Row Townhouse (est.)
$2,400–$2,800
per month  |  Bradford town
4 Bed Detached (est.)
$3,000–$3,600
per month  |  Newer Bradford subdivisions
Vacancy Trend
Rising
New completions adding rental supply
GO/Hwy 400 Premium
Moderate
10-min drive to Bradford GO commands premium

For Renters: Bradford’s rental market in early 2026 is the most tenant-favourable it has been in 3 years. New construction completions have added supply, and investor-owned units are staying vacant longer as landlords resist the pricing reality. Tenants can negotiate on rent, parking, and lease terms. Bradford offers meaningfully lower rents than Newmarket, Aurora, or Vaughan for comparable family-sized product — a genuine affordability advantage for families prioritizing space per dollar.

For Landlords: Bradford’s rental market faces short-term pressure from new completions. Investor-owned townhomes and detached homes are competing with brand-new units that command premium rents from quality-sensitive tenants. Landlords who price at market, maintain properties well, and offer flexible terms will fill units faster than those holding out at 2022–23 rent levels. The medium-term outlook improves as new construction supply exhausts itself by 2027–28 and Bradford’s structural affordability advantage continues attracting family tenants from higher-priced York Region communities.

For full Bradford West Gwillimbury rental data by unit type, see the Bradford West Gwillimbury Rental Market Report →

Bradford West Gwillimbury Housing Market — Common Questions Answered

Prices & Market Conditions
What is the average home price in Bradford West Gwillimbury in 2026?+
In February 2026, the average sale price in Bradford West Gwillimbury is $908,159 and the median is $892,500. Bradford town (21 of 22 sales) has a median of $925,000 and average of $927,214. Detached homes averaged $1,028,036 (median $1,040,000). Row townhouses averaged $749,000 (median $752,500). The overall median of $892,500 reflects a 10.8% decline from February 2025’s $1,000,000 median — one of the sharpest YoY corrections in the York Region / Simcoe County report series.
Is Bradford a buyer’s or seller’s market right now?+
Bradford West Gwillimbury is a deep buyer’s market in February 2026 — SNLR 21%, MOI 6.42, and 103 new listings against 22 sales. It’s the lowest SNLR in this report series. Conditions actually deteriorated MoM (SNLR was 29% in January). The exception is row townhouses at 104% SP/LP and 15-day average DOM — that segment has competitive buyer demand even within the broader buyer’s market. For detached buyers, Bradford offers the maximum negotiating leverage in the region right now.
Why has Bradford’s market weakened more than other York Region/Simcoe municipalities?+
Two compounding factors: First, Bradford experienced one of Simcoe County’s most intense build-out phases from 2017–2022, and many of those projects are now completing and delivering resale product. Second, the buyer pool for Bradford’s price point — younger families and Highway 400 corridor workers — has been disproportionately affected by trade/tariff uncertainty and income confidence concerns. The result: 103 new listings competing for only 22 buyers. This is a supply-timing story; Bradford’s structural demand drivers (GO access, affordability, dual-commute advantage) remain intact.
Location & Community
How far is Bradford from Toronto?+
Bradford West Gwillimbury is approximately 60–70 km north of downtown Toronto. By car via Highway 400, expect 55–70 minutes to downtown depending on traffic. By GO Train (Barrie Line), Bradford GO Station to Union Station takes approximately 60 minutes on weekday peak services — one of the most affordable GO commutes in the broader GTHA, given Bradford’s lower home prices. Bradford is also approximately 20 minutes south of Barrie via Highway 400, giving residents access to two employment centres.
Is Bradford a good place to live for families?+
Bradford has evolved rapidly from a small agricultural town to a suburban family community over the past 15 years. Newer subdivisions offer modern detached and townhome stock with good schools, parks, and community amenities. Bradford’s sub-$900K median makes it significantly more affordable than Newmarket, Aurora, or Vaughan for comparable family-sized homes. The GO train makes it viable for Toronto commuters. Trade-offs: Bradford is further north than most York Region communities, and the town centre commercial core is still developing to match the pace of residential growth.
What is Bond Head in Bradford West Gwillimbury?+
Bond Head is a small lakeside hamlet at the western edge of Bradford West Gwillimbury, on the shores of Lake Simcoe. It’s a niche community with limited residential inventory — a mix of waterfront, near-waterfront, and rural properties. Bond Head had zero sales in February 2026 (3 new listings). It’s not representative of Bradford West Gwillimbury’s broader market and should be evaluated on a per-property basis. Bond Head waterfront properties are a different product category from Bradford town detached homes.
Buying, Selling & Investing
Is now a good time to buy in Bradford West Gwillimbury?+
For buyers with stable employment and a ready down payment, Bradford in early 2026 offers the deepest buyer-side leverage in the York Region / Simcoe County corridor. SNLR 21%, 103 new listings against 22 sales, and detached at 96% SP/LP all point to maximum negotiating room. Bradford’s sub-$900K median also means many buyers can access CMHC-insured financing with 5–10% down — dramatically widening affordability vs. $1M+ York Region alternatives. The structural demand drivers (GO access, Highway 400 commute, affordability advantage) are intact for long-term holds.
Can I get CMHC-insured financing in Bradford?+
Yes — for properties below $1,000,000. Bradford’s $892,500 overall median and $752,500 row townhouse median are both below the CMHC $1M threshold. This means eligible buyers can access insured financing with as little as 5–10% down rather than the 20% required above $1M. For the $752,500 townhouse median: 5% down on the first $500K ($25,000) + 10% on the balance ($25,250) = approximately $50,250 minimum down payment, plus CMHC premium. Even Bradford detached at the $1,040,000 median is close enough that buyers may find entry-level detached options at or below the $1M threshold. Consult a mortgage broker to review your specific target price range.
Why are Bradford row townhouses selling above asking price?+
Bradford’s row townhouses at 104% SP/LP and 15-day avg DOM reflect a genuinely undersupplied segment within a buyer’s market. Only 8 new townhome listings against 4 sales (SNLR 50%) confirms the supply-demand imbalance for this product type. Row townhouses in the $750K range with Highway 400 access and Bradford GO proximity are a rare combination of affordability, size, and commutability that attracts strong demand from first-time buyers and downsizers. Even as detached inventory surges, the townhome pool remains tight enough to create competitive offers. Buyers targeting townhomes should arrive pre-approved and offer at or above asking.
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MG

Matthew Gizzie

REALTOR® — Keller Williams Realty Centres, Newmarket

I specialize in York Region and Simcoe County real estate, with deep knowledge of Bradford West Gwillimbury across all price tiers and price tiers. These reports are built on real TRREB MLS® data — no fluff, no spin. Whether you’re buying in Jefferson, selling in Oak Ridges, or evaluating an investment in Langstaff, I’m happy to walk through what the numbers mean for your specific situation.

Data Sources & Methodology
Coverage
Resale transactions only. Source: TRREB MLS® System, Bradford West Gwillimbury area filter, February 2026. Excludes new construction, assignment sales, and private sales.
Key Definitions
SNLR: Sales ÷ new listings. MOI: Active listings ÷ monthly sales rate. DOM: Days from list to firm sale. SP/LP: Sale price as % of list price.
Limitations
With only 22 sales, all segment and community metrics carry high variance. Semi-detached (n=1), condo townhouse (n=1), link (n=1), and Rural BWG (n=1) are directional only. Bond Head had 0 sales. The semi-detached 149-day DOM represents a single outlier and should not be applied to the broader market. All data subject to TRREB revision.
Editorial Notes
Neighbourhood descriptions, commute times, and rental ranges are editorial estimates. Price trend chart prior months are estimated from York Region trends — only February 2026 is sourced directly from TRREB.

The data presented in this report is sourced from the TRREB MLS® System and reflects resale transactions recorded in February 2026 in Bradford West Gwillimbury, Ontario. All metrics are for informational purposes only and do not constitute financial or investment advice. MLS® is a registered trademark of the Canadian Real Estate Association. Matthew Gizzie is a registered REALTOR® with Keller Williams Realty Centres, Brokerage. Price trend chart: February 2025 ($1,000,000), January 2026 ($861,500), and February 2026 ($892,500) are sourced from TRREB. All other months are estimated from Simcoe County directional trends. With 22 monthly sales, metrics are directional. All figures are subject to TRREB revision.


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Data sourced from TRREB MLS® System. Not intended to solicit buyers or sellers currently under contract with a brokerage.

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